The Dainese Air Tourer S-ST Motorcycle Jacket
This Dainese jacket doesn't come with back protectors but this one has two pockets in different shapes to accommodate one. I simply took a back protector from another jacket. The CE-rated armor is specific to Dainese and sits just right on the body once you wear the jacket. In fact, between how much Dainese's mesh breathes and how well the armor sits, the Dainese Air Tourer S-ST jacket has to be one of the most comfortable jackets I've used.
That said, the Dainese Air Tourer S-ST jacket has a strange itchiness now and then, especially when I'm wearing just a base layer inside. It cleans up easily – hand wash only though.
While Dainese doesn't include a waterproof liner when I tried one of mine, the material stretched to accommodate it rather nicely. On the whole the Dainese Air Tourer S-ST jacket is not cheap – especially when you factor in the cost of a back protector and a rain liner. But terrific to ride in and Dainese is a premium brand so it would be strange if it was cheap.
On the downside, the cuff doesn't cinch up as I'd like, the main zipper pull is a little too small for gloved hands...